Payments & Merchant Account Insights

Top Payment Trends in 2025 – What Every Business Needs to Know

The way we pay is evolving rapidly. That’s why staying ahead of these changes is crucial for businesses that accept online payments. In 2025, customer expectations are shifting toward speed, convenience, and trust. At CardCorp, we specialise in helping businesses open merchant accounts to accept online card payments quickly, securely, and globally. As an experienced independent sales organisation (ISO), we also collaborate with a wide range of payment partners to provide tailored solutions that meet diverse business needs.

10 April 2025

10 min

Stripe Alternatives and Merchant Account Options: A Guide for High-Risk Businesses

If you run a startup or online business, accepting payments quickly and easily is key. That’s why platforms like Stripe are so popular – they make it simple to get started with built-in tools and fast onboarding. However, as your business grows – or if you operate in a high-risk business – Stripe might not be the best fit. Even worse, Stripe might shut down your account without notice, freezing your funds and interrupting your operations.

8 April 2025

7 min

What Are Account Funding Transactions (AFT)? A Simple Guide for Businesses in Digital Payments

If your business handles online payments, you’ve probably heard the term account funding transaction – or AFT for short. But what exactly is it, and why is it becoming such a big deal, especially in fast-moving industries like crypto, forex, and gambling?

2 April 2025

7 min

What Is Payment Reconciliation & How Does It Work?

Payment reconciliation is a critical process for any business that deals with money – which, let’s be honest, is every business. It's about matching incoming payments with the correct invoices to make sure all the numbers add up. When done properly, it helps your business stay on top of cash flow, avoid frustrating errors, and maintain financial accuracy.

31 March 2025

8 min

Does Your Payment Processor Measure Up? 5 Red Flags to Watch

Payments are the backbone of your business, yet many merchants face unnecessary hurdles – from lengthy applications and slow approvals to hidden fees, high reserves, and delayed payouts. If you're struggling with your payment service provider, it’s time to reassess whether your setup is truly working for you.

25 March 2025

10 min

What Is Payment Orchestration? Your Essential Guide to Efficient Payment Processing

Running a growing business? Then you know the struggle of managing multiple payment gateways, processors, and service providers. It’s like juggling flaming torches – except when you drop one, it’s a failed transaction and a customer’s trust is lost.

24 March 2025

6 min

Chargebacks: What They Are & How to Prevent Chargeback Fraud

Chargebacks can be a real headache for businesses that accept card payments through a merchant account. If you’re unsure exactly what a chargeback is or how it affects your business, you’re not alone. Understanding chargeback meaning is crucial because disputes can lead to lost revenue, extra fees, and even account restrictions. In this guide, we’ll define chargeback clearly, explain how chargeback fraud happens, and share practical strategies to prevent it. Plus, we’ll cover why maintaining a low chargeback ratio is essential for your business’s financial stability and reputation.

12 March 2025

10 min

Essential Steps for Smooth Merchant Account Approval

Having a merchant account is essential for accepting card payments. However, securing and maintaining one – especially in high-risk or regulated industries – requires careful preparation and ongoing compliance. For businesses operating within strictly regulated sectors, obtaining approval for a merchant account can often be challenging.

11 March 2025

6 min

Credit Card Processing: How to Accept Payments & Get Paid

If you run a business, you need a simple and reliable way to get paid. Whether you sell products in-store or offer services online, accepting credit card payments is essential. But how does credit card processing work? And most importantly, how can you accept credit card payments efficiently? This guide will not only explain everything you need to know in detail, but it will also ensure that you make informed decisions that benefit your business in the long run.

5 March 2025

8 min